Ease Your Way Through Car Financing in Macomb with Help from Our Team at Russ Milne Ford
Helping you find the perfect new or used Ford in Macomb at our Ford dealership serving Charter Township of Clinton, New Baltimore, Chesterfield and Shelby Township is but one of the many things our team can do for you. Once you’ve found your dream car, the next step is to get your auto financing squared away. Fortunately, our Ford finance center here at Russ Milne Ford has plenty of experience with guiding drivers in the Macomb, MI area through the auto loan or lease process.
Should You Buy or Lease Your Next Vehicle?
Part of figuring out the auto financing process is deciding whether buying or leasing your next ride makes the most sense for you. If you prefer to own your vehicle and hold onto it for a long time, then financing a car might be ideal. If you like driving a new car every few years, then leasing could be the best option.
Connect with us to learn more about buying vs. leasing!
Apply for Car Financing in Macomb Online
If you’re ready to take the next steps towards finding affordable financing and bringing the car of your dreams home, then we invite you to get started by using our easy online car financing application. This secure form offers an easy way to kickstart your auto financing endeavors.
All you need to do is fill in some of your information and wait while our auto finance experts get in touch with our network of lenders to find you the best possible auto financing solutions for your needs. Save time and effort by applying for financing online!
Our Team is Here to Help
Once you’ve found the perfect car, truck, or SUV in Macomb in our expansive inventory of spectacular new and pre-owned vehicles like the Ford F-150 and Ford Escape, our finance team can help you make your next move. We’ll lay out your options and guide you through the whole financing process so that you can have the utmost confidence in every step you take towards your goal of obtaining your dream car.
Learn more about how easy it is to find affordable Ford lease and car loan options when you meet with our team at our auto finance center. We look forward to seeing you!
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Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at Russ Milne Ford will help guide you through the rest of the process.
Buying vs. Leasing
Deciding whether to buy or lease a new Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.